0% Processing. Keep What You Ring Up.
Customers who pay by card pay the card price, which covers processing. Customers who pay cash get a lower price. Your sales stop paying the processing bill, and our Waco team sets up your Square account with you.
- BBB Accredited, A+ rated
- Texas-based support
- Authorized Square reseller
Start here. Run your numbers, then send us a few details to apply. Already applied? Pick up where you left off.
Almost done. Four quick questions and your application is in.
- Your numbers
- Your details
Your processing cost $0 per month
You keep
$8,925 per year
Your current processing cost $744 per month
You pay
$8,925 per year
625 card sales a month at 2.6% plus $0.15 each.
Your estimated savings $8,925 per year
You're In. Check Your Inbox.
Thanks. Our Waco team has your application. Watch your inbox: we will email you your next step.
Three Steps and a Phone Call
Real people answering real questions, from our office in Waco.
Apply Right Here
Run your numbers, then send us your name, business, phone, and email.
Set Up Your Square Account
We email you your next step, and our team guides you through creating your Square account and turning on payment processing.
Start Taking Payments
Pick your Square hardware. Most orders ship from Waco within 1 business day.
Built for Businesses Like Yours
You Keep the Full Sale
Your customer sees every item, then a small convenience fee that covers the card processing. You pay nothing to process the sale, so the full price of what you rang up lands in your account.
Your Customer's Receipt
- Latte
- $5.00
- Blueberry muffin
- $3.50
- Drip coffee
- $1.50
- Subtotal
- $10.00
- Convenience fee (4%)
- $0.40
- Total paid
- $10.40
Your Deposit
- Card sale
- $10.40
- Card processing
- -$0.40
- You keep
- $10.00
You keep the full $10.00. Traditional pricing on the same sale leaves you $9.59.
Example only, before tax, with a 4% convenience fee. Traditional figure uses 2.6% plus $0.15 per sale.
Traditional or 0% Processing
| At a glance | 0% Processing | Traditional |
|---|---|---|
| Who pays for card processing | Customers who pay by card | You, on every card sale |
| What your customers see | A cash price and a card price | One price for everyone |
| Best for | Keeping your full margin on every sale | One price, no matter how people pay |
What Owners Are Saying
Ordered a Square Terminal on Tuesday, had it Wednesday afternoon. The setup guide they sent over got me running in 15 minutes. Couldn't ask for better.
I called with a dumb question about whether the Register would work with my existing iPad setup. They actually answered the phone, knew what they were talking about, and didn't try to sell me anything I didn't need.
I've ordered from a lot of POS resellers over the years. Guardian is the first one that felt like talking to a friend who happens to know payment hardware inside and out.
Talk to Our Waco Team
- Address
-
502 Austin Ave
Waco, TX 76701 - Support hours
- Monday to Friday, 8:00am to 5:00pm Central
Questions Owners Ask
What do my customers see?
A card price and a lower cash price, both posted where customers can see them. Customers who pay by card pay the card price, which covers the processing cost. Customers who pay cash get the cash price.
Do I need a Square account?
Yes. After you apply, we send you to Square to create your account, and our team guides you through setup.
What hardware do I need?
Any Square device we sell works: a handheld, terminal, register, stand, kiosk, or card reader. Not sure which fits? Call us and we will help you pick.
How fast can I get my hardware?
Most orders ship from Waco within 1 business day. Delivery typically takes 1 to 5 business days, depending on where you are.
Is 0% processing allowed in my state?
Yes. Offering a lower price for paying cash is allowed in every state. Some states limit adding a fee on top of a card payment, but 0% processing works the other way: it posts a card price and gives cash customers a discount.
How are debit cards handled?
Debit cards pay the card price, the same as credit cards. The discount is for paying cash, so it applies to cash payments only.
Can I switch back to traditional pricing?
Call our team. We will walk you through your options and what changes on your account before anything is switched.
Ready to Keep More of Every Sale?
Run your numbers, send four details, and we take it from there.